How Acquirers Make Money
Acquiring banks (Acquirers) play a key role in enabling modern payments processing. Learn how acquiring banks make money …
January 2, 2024
8 ways to combat true and ‘friendly’ fraud
Anyone with a credit/debit card probably understands the impact of fraud – whether real or ‘friendly.’ The rise of so-called ‘friendly fraud’ makes …
June 2, 2023
Why TC40 data matters to the Visa Fraud Monitoring Program (VFMP)
It’s important for merchants to stay on top of any fraud risks to avoid entering the Visa Fraud Monitoring Program (VFMP). Not only can these …
January 28, 2022
Why is subscription marketing so hot?
Does it seem as though much of what you choose to purchase these days is moving to a subscription model? This is not your imagination …
January 25, 2022
Why are representments important to my business?
Simply put, a representment is the process of responding to a chargeback that may result in the recapture of funds originally lost to a chargeback …
January 23, 2022
What’s a BIN?
A bank identification number (BIN) is the first set of four-to-six numbers that appear on a credit card. The first number indicates the specific …
January 22, 2022
SaaS CRM platforms for subscription billing
Many considerations go into a successful business model for your product and/or service. Deciding to shift to subscription billing requires a …
January 21, 2022
Q: What is a MCC?
A Merchant Category Code (MCC) is a four-digit number that indicates a merchant’s line of business, along with the types of goods or services the merchant
January 19, 2022
How to shift to a subscription model
Shifting from a single pay to a subscription billing model may sound like good business sense. High-profile success stories like …
January 19, 2022
Q: What is an acquirer?
An acquirer, or an acquiring bank, works directly with merchants to ensure timely processing and payments of credit card transactions. Acquirers also oversee compliance with
January 17, 2022
Data mining: Trends in payment data for CNP and subscription billing
The first key to understanding how to have good data mining techniques in a Card Not Present (CNP) and subscription environment is …
January 17, 2022
Account Updater: What you need to know
A compromised credit card number and its replacement used to be a nightmare of updating every recurring billing and automatic payments …
January 16, 2022