8 ways to combat true and ‘friendly’ fraud
Anyone with a credit/debit card probably understands the impact of fraud – whether real or ‘friendly.’ The rise of so-called ‘friendly fraud’ makes this type
June 9, 2023
ARTICLES
Why TC40 data matters to the Visa Fraud Monitoring Program (VFMP)
It’s important for merchants to stay on top of any fraud risks to avoid entering the Visa Fraud Monitoring Program (VFMP). Not only can these
January 28, 2022
Why is subscription marketing so hot?
Does it seem as though much of what you choose to purchase these days is moving to a subscription model? This is not your imagination,
January 25, 2022
Why are representments important to my business?
Simply put, a representment is the process of responding to a chargeback that may result in the recapture of funds originally lost to a chargeback.
January 23, 2022
What’s a BIN?
A bank identification number (BIN) is the first set of four-to-six numbers that appear on a credit card. The first number indicates the specific industry
January 22, 2022
SaaS CRM platforms for subscription billing
Many considerations go into a successful business model for your product and/or service. Deciding to shift to subscription billing requires a great deal of thought into
January 21, 2022
How to shift to a subscription model
Shifting from a single pay to a subscription billing model may sound like good business sense. High-profile success stories like Netflix and Amazon Prime can
January 19, 2022
Data mining: Trends in payment data for CNP and subscription billing
The first key to understanding how to have good data mining techniques in a Card Not Present (CNP) and subscription environment is having the correct
January 17, 2022
Account Updater: What you need to know
A compromised credit card number and its replacement used to be a nightmare of updating every recurring billing and automatic payments vendor with your new
January 16, 2022
A merchant’s perspective on chargebacks
Long gone are the days of bartering for your needed goods and services. Also on the decline is the use of cash, a trend accelerated
January 15, 2022
10 strategies for managing declines
A customer attempting to make a purchase with a credit or debit card starts a (usually) speedy authorization process that’s verifying a number of customer
January 13, 2022
6 reasons MCC codes really do matter
MCC codes, or Merchant Category Codes are four-digit numbers that indicate your line of business and the types of goods or services you provide to
January 9, 2022